For self-employed individuals or business owners with non-traditional income, Lo Doc Loans offer a flexible path to homeownership. At Crestpoint Financial, we work with specialist lenders who assess your overall financial position—not just tax returns or payslips.
From enquiry to approval, we guide you through every step. We help you choose the right loan, simplify documentation, and ensure compliance. Whether you’re buying, refinancing, or investing, we make the process easier and more accessible.
Our lending experts simplify the process for self-employed Australians—offering flexible documentation, expert support, and fast approvals without traditional paperwork hurdles.
We help you explore lending solutions that don’t require traditional income proof—ideal for business owners, freelancers, and self-employed professionals.
Skip the stress of endless paperwork. We streamline the loan process with fast turnaround, expert guidance, and low-documentation requirements.
We work with specialist lenders who assess your real financial strength—not just tax returns—to find the loan that fits you.
Being self-employed shouldn’t stop you from accessing the right loan. At Crestpoint Financial, we specialise in Lo Doc Loans—ideal for business owners, freelancers, and professionals with non-traditional income. We’re not just here to offer flexibility—we’re here to provide clarity, smart lending solutions, and trusted support from start to finish.
Whether you’re buying a home, refinancing, or investing, we help you secure finance without full tax returns or payslips—so you move forward with confidence, not paperwork.
We customize loan solutions to match your individual needs and financial goals.
Secure the best mortgage rates available through our strong lender relationships.
Our commitment to quality ensures that you receive the best solutions tailored to your needs, making your financial journey smooth and successful
Most lenders require a minimum deposit of 5%–20% of the property value. A higher deposit can reduce your interest rate and eliminate Lenders Mortgage Insurance (LMI).
Yes! At Crestpoint Financial, we can arrange fast pre-approvals so you know your borrowing power before house hunting.
You’ll typically need ID, proof of income, bank statements, existing liabilities, and savings history. We’ll help you prepare everything.
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